All Reviews
🚘 New Car
🚗 Used Car
⚡ EV/Hybrid
🔄 Refinance
⭐⭐⭐⭐⭐ 5-Star
🚘 New Car Loan · $42,000
"I had a great experience with Lending Drive USA. The dealer wanted to charge me 8.5% APR and I had no idea I could go direct to a lender. Lending Fast approved me at 5.2% APR — that's nearly $4,000 in savings over 5 years on the same car. The online process took about 15 minutes and I had my approval letter the next morning. I brought it to the dealer and they honored the price without trying to push their financing. Highly recommend for anyone buying a new car."
⚡ EV Loan · Tesla Model Y
"Got my Tesla Model Y financed at 4.1% APR through Lending Fast. The green rate discount is real — it took 0.5% off right away. The whole process was digital, I signed everything on my phone, and Tesla got the wire in 24 hours. Zero stress, just a great car."
🚗 Used Car Loan · $18,500
"Found a 2021 Honda Accord on Carmax and wasn't sure about financing. Lending Fast beat Carmax's rate by almost 2%. The private party and used car process was explained clearly by their team. I had the check within 2 days. Excellent service."
🔄 Refinance · Saved $187/mo
"I refinanced my old loan from 14.9% down to 7.2% APR. My payment dropped by $187 a month. I was skeptical at first but the team walked me through every step. The My Account portal showed me my status the whole time. Life-changing."
⚡ Hybrid Loan · Toyota Prius PHEV
"Even for a hybrid the EV rate discount applied. I didn't expect that. Got 4.4% APR on my Prius PHEV. The customer portal is excellent — I could see exactly where my application was at all times. Fast, honest, and no surprises."
🚘 New Car Loan · Ford F-150
"Bought a new F-150 and Lending Fast gave me a better rate than my own credit union. No origination fee and they gave me a rate lock for 30 days so I had time to find exactly the trim I wanted. Funded within a day of signing. Will use again."
🚗 Used Car Loan · $27,000
"Credit score was 641 — I didn't think I'd get a great rate anywhere. Lending Fast approved me with a fair rate and no pressure. The team called me within an hour and explained my options clearly. Bought a 2022 RAV4 and couldn't be happier."
⚡ EV Loan · Rivian R1S
"Financing a Rivian through a direct lender was something I didn't know was possible. Lending Fast handled the whole thing. Approved in 22 hours, wire sent to Rivian the day I signed. 3.9% APR for 60 months. The calculator on their site was spot on too."
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