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⚡ EV & Hybrid Loans

Go Green. Save More.

Special low rates for electric and hybrid vehicles. Our green lending program offers the best APRs we offer — because sustainability should be affordable.

3.9%
Starting APR
$120K
Max Loan
0.5%
Green Rate Discount
84 mo
Max Term
🌿

Green Vehicle Discount — 0.5% APR Reduction

Qualifying electric and plug-in hybrid vehicles automatically receive an additional 0.5% APR discount off our standard auto loan rates. Lend green, drive green, save green.

⚡ EV Discount Applied

Current EV & Hybrid Loan Rates

36-Month Term
3.9%
APR as low as
$10,000 – $120,000
60-Month Term
4.4%
APR as low as
$10,000 – $120,000
84-Month Term
4.9%
APR as low as
$15,000 – $120,000

Why Choose Our EV & Hybrid Program

⚡
Lowest Rates We Offer
EV and qualifying plug-in hybrid vehicles receive our lowest APR tier — a reward for choosing a cleaner vehicle.
🔋
Higher Loan Limits
Finance up to $120,000 to cover the higher sticker prices of today's premium electric vehicles.
🌍
Federal Tax Credit Guidance
We help you understand available federal EV tax credits (up to $7,500) and how they can reduce your net cost.
🏦
Direct Lender — Dealer-Ready
Bring your pre-approval to any Tesla, Rivian, or traditional EV dealership. We're accepted everywhere.
🔌
New & Pre-Owned EVs
Finance new EVs at 3.9% or quality pre-owned EVs (up to 5 years old). Both qualify for the green rate discount.
📄
Simple Documentation
Same streamlined process as all our loans — no extra paperwork required for EV financing.

Popular EV & Hybrid Models We Finance

⚡Tesla Model 3
⚡Tesla Model Y
⚡Tesla Model S
⚡Rivian R1T
⚡Rivian R1S
⚡Ford F-150 Lightning
⚡Chevy Bolt EV
⚡Hyundai IONIQ 6
🔋Toyota Prius PHEV
🔋Honda Accord Hybrid
🔋Ford Escape PHEV
🔋Kia EV6

⚡ Eligibility for EV & Hybrid Loans

✓Full-battery electric or plug-in hybrid vehicle (PHEV)
✓New EVs or pre-owned EVs up to 5 years old
✓Loan amount between $10,000 and $120,000
✓Must be purchased from a licensed dealership or manufacturer
✓Valid US driver's license and Social Security Number
✓Verifiable income (pay stubs, bank statements, or tax returns)
✓Comprehensive and collision insurance required
✓US residency required · Not available in all states

Get Your EV Financed in 4 Steps

1
Apply Online
Select "EV/Hybrid" as your loan type. 3-minute form, soft credit pull only.
2
Green Rate Applied
Your 0.5% green discount is automatically added. Receive your offer within 24 hours.
3
Choose Your EV
Visit any EV dealership or use your pre-approval at a direct-sale manufacturer.
4
Sign & Charge Up
E-sign your documents. We fund within 24 hours. Plug in and drive.

Ready for Your Electric Future?

Check your EV loan rate in minutes — no hard credit pull until you accept.

⚡ Check My EV Rate — Free →